What Non-Profits and Volunteer Organizations Should Know About Insurance


Whenever there are people working together to achieve certain outcomes, there are always exposures or risks that threaten success. Businesses know this to be true, but it’s also the same for non-profits and volunteer organizations. Many companies manage these risks primarily through policies and related training. They also purchase insurance products that help protect them from financial losses. Similarly, your volunteer organization also needs insurance to mitigate the risks of volunteering.

Managing Volunteering Exposures

Businesses can enact policies and procedures that mitigate risks, but dealing with volunteers can be an entirely different experience. Consider these tips and methods for your organization:

  • Allowing volunteers to indicate areas of interest and expertise as well as safety/health concerns as part of a registration process
  • Conducting background checks
  • Defining and preparing volunteers for responsibilities and duties
  • Establishing and communicating chains of command
  • Documenting participation time and attendance

People who work with charities and non-profits tend to want to feel connected and invested in their work. Look for ways to engage with volunteers, especially where your organization’s mission and purposes are concerned. 

Volunteering With Confidence

You owe it to your group’s mission (and success) to take care of volunteers and find ways to manage the risks that come with volunteer work. Look for an insurance provider who can help you find products that are tailored to your operational needs. Take care of your purpose and your people!